Urgent Care Clinic Accepting Insurance in Clarkston, MI

Pine Knob Urgent Care accepts a wide variety of major insurance plans to ensure that patients have access to necessary medical services without the burden of high out-of-pocket expenses. Some of the insurance providers accepted at the clinic include:

• Aetna
• Blue Cross Blue Shield of Michigan
• Blue Care Network
• Cigna
• Cofinity
• Health Alliance Plan (HAP)
• McLaren Health Plan
• Medicaid Plus and HMO Medicaid Plans
• Medicare
• Meridian Health Plan
• Railroad Medicare
• Tricare
• United Healthcare
• Workers Compensation

If your insurance provider isn’t listed, it’s important to contact the clinic directly to verify coverage. The staff is more than happy to assist in confirming whether your insurance plan is accepted and discuss any potential out-of-pocket costs, co-pays, or deductibles you might incur during your visit. This proactive step can help avoid unexpected costs and streamline your visit. It’s always recommended to verify your insurance details before heading to the clinic.

Pine Knob Urgent Care aims to make healthcare as accessible as possible by partnering with a variety of insurers, ensuring that most patients can find coverage that meets their needs. Regardless of whether you’re insured by one of these major providers or another plan, the clinic’s staff is trained to assist with understanding and managing your insurance options.

For patients who are uninsured, Pine Knob Urgent Care offers a transparent and straightforward self-pay pricing structure. This allows patients to understand the costs of their services ahead of time, reducing the potential for financial surprises.

The general cost for an office visit which includes on-site laboratory services and X-rays is priced at $120.00. This all-inclusive fee allows you to receive a range of essential services, including initial consultation, lab tests, and X-ray imaging, all under one affordable price. This pricing helps uninsured patients manage their healthcare expenses without unexpected charges, which can be particularly important for those with tight budgets or unexpected medical needs.

Additionally, the clinic provides a range of other essential services, including school and sports physicals, vaccinations, and Department of Transportation (DOT) physical exams, at fixed, affordable prices.

To further assist uninsured patients, Pine Knob Urgent Care accepts several forms of payment. This flexibility ensures that even those without insurance can access timely healthcare services without barriers due to payment methods.

For uninsured patients who may struggle with the upfront costs, the clinic is open to discussing options and working with individuals to make payment more manageable. Payment plans or installment options may be available on a case-by-case basis, depending on the patient’s situation and the specifics of the care needed.

Pine Knob Urgent Care understands the importance of insurance verification and strives to provide an efficient process for ensuring that your visit is covered by your insurance plan. By verifying your insurance before your appointment, you can minimize the risk of unexpected costs and ensure your insurance will cover the majority of your visit.

The clinic strongly recommends contacting them ahead of your visit to verify your insurance coverage. During the verification process, the clinic will check to see if your insurance plan is accepted and inform you about the details of your coverage. This may include information on co-pays, co-insurance, and deductibles. It’s essential to clarify these details with the clinic so that you are prepared for the financial aspect of your visit.

If you don’t have insurance or your insurance plan is out-of-network, the clinic will inform you of the self-pay pricing options and discuss payment plans to ensure that financial concerns do not prevent you from receiving the necessary care.

Specialty services such as X-rays, lab tests, and other diagnostic services are commonly covered by most major insurance plans at Pine Knob Urgent Care. However, it’s important to note that coverage may vary depending on your specific insurance provider and the details of your plan.

X-rays: These are essential for diagnosing injuries and certain conditions, and they are typically covered by most insurance plans. However, you should verify with your insurer to ensure that the particular type of X-ray you require is covered, and whether there are any out-of-pocket expenses you may need to pay.

Lab Tests: Pine Knob Urgent Care provides a wide range of on-site lab tests to help diagnose conditions quickly and accurately. Most major insurance plans cover the costs of these tests, but it is important to confirm whether any tests require prior authorization or whether there are any limits on coverage.


For uninsured patients, the cost of an X-ray at Pine Knob Urgent Care depends on the complexity of the procedure and the number of images required. The clinic strives to offer competitive and affordable pricing for uninsured patients to ensure access to necessary diagnostic services without high costs.

 By accepting a broad range of insurance plans and offering clear, upfront pricing for self-pay patients, the clinic ensures that you can receive necessary medical care without the added stress of unexpected costs. Whether you are insured or uninsured, Pine Knob Urgent Care provides the services and support needed to help you maintain your health and well-being. For more information, please contact us or simply walk in. We are conveniently located at 6310 Sashabaw Rd, Suite C, Clarkston, MI 48346.We serve patients from Clarkston MI, Waterford Twp MI, Springfield MI, Pontiac MI, Auburn Hills MI, Oxford MI, and surrounding areas.